BARE OWNERSHIP
Sell your home and keep living in it
Bare ownership separates the property from the right to live in it. You sell today at a discount to market and keep the usufruct — you stay in your bed, your neighbourhood, your memories.

WHY NUDA
Designed for those who want to live easy
Your life in your home, with liquidity to enjoy it. The same kind of property-backed annuity many European countries offer, adapted to the Venezuelan market.
You stay home
The usufruct is for life (or for the term we agree). You only move out if you want to.
Liquidity now
You get paid at signing — useful for medical expenses, helping the family or simply enjoying the retirement you've earned.
Simpler inheritance
The transaction closes during your lifetime. Heirs receive money already distributed, with no disputes over the property.
YOUR HOME STAYS YOURS
Peace of mind without losing what you love
We know a home isn't just property: it's decades of memories, a familiar neighbourhood, lifelong neighbours. Bare ownership respects that. You stay the functional owner of the space for as long as you want to live there.
- The buyer cannot ask you to leave while the usufruct lasts.
- You decide when and how any visit happens.
- If you ever want to move out voluntarily, we can arrange a transfer of the usufruct.
VARIANTS
Three ways to do a Nuda deal
Each variant solves a different need: a single lump sum, a monthly payment, or a guaranteed lease while you decide.
Plain Nuda
One payment at closing. You keep a lifetime usufruct. The simplest variant.
With life annuity
A payment at signing plus a monthly cheque for life. Ideal as a retirement complement.
With guaranteed lease
The buyer pays the full price and you stay on as a tenant with a fixed lease.
Want to know what your Nuda is worth?
We'll calculate the discount, the annuity or the guaranteed lease that fits your situation best.